What the app shows. A heading that begins “Sorry — I can't open this one” and says your original has not been touched. Under it: “This file is protected with a password you set in Money. This version cannot open a password-protected file”, followed by a short note that this version has no password entry. Then: “Your original file is exactly as it was — nothing has been changed.”

What the message means

This version of Microsoft Money Rescue has no password entry: there is nowhere in the app to type a password. A file that genuinely needs its password is reported with this message and left unopened. Your original is not touched either way.

Check 1 — does Money itself ask for a password?

Open the file in the version of Money that made it. Our guide to opening a .mny file covers the ways that still work.

  • Money asks for a password — the file is protected, and this version of Microsoft Money Rescue cannot use your password. See “If the file is protected” below.
  • Money opens it without asking — then the message is not describing your file. Email support@highcaliberapplications.com and tell us which version of Money wrote it. We would rather know about a file that gets this message wrongly than have you guess.

Check 2 — have you run the free preview?

In our validation, Money 2001 files carrying a password opened without one. So a file you believe is protected may still open. The free preview shows you the accounts and transactions it can read, on screen, before you pay anything. Run the free preview first — and the 14-day refund stands either way.

If the file is protected

A file that genuinely needs its password is reported and not opened. Microsoft Money Rescue performs no password cracking, DRM removal, or circumvention of technical protection. If the password is genuinely lost, we cannot get you in, and we would rather tell you that now than take £39 to find out.

Honest scope. Recovers Money 2001 through Money Plus 2008 files. Money 2000 — not supported. If Microsoft Money Rescue can’t open a file — or it’s damaged beyond reading — it says so plainly and stops. It will never guess at your finances, and your original is untouched either way.

This version cannot open a file that genuinely requires its password: such a file is reported and left unopened. Honest scope: investment positions/trades aren’t recovered, so investment accounts export as cash ledgers in QIF; and Money’s currency table isn’t decoded, so you can supply a currency code for OFX if your file isn’t in USD.

Windows 10 and 11 (64-bit) · macOS 10.15 or later on Intel and Apple silicon · code-signed, and notarised by Apple on the Mac

The order to work in

  1. Open the file in the version of Money that made it.
  2. If Money asks for a password, the file is protected. This version cannot open it.
  3. If Money opens it without asking, email us with the version of Money that wrote it.
  4. If you are not sure, run the free preview. It costs nothing, and your original is left unchanged.

Knowing before you pay is the point.